For Brokers & Consultants

The stewardship deliverable your clients will pay for.

Verq turns claims oversight into a product you sell: a cited, fiduciary-grade read of a plan — every claim checked against the plan document — that no other advisor in the room can deliver.

Run your first plan audit with us — free See a sample audit

Step 1 Document Audit · Illustrative Sections conflict

Schedule of Benefits “Emergency room care — $250 copay per visit…”

§7.3 · Medical Benefits “Emergency services are subject to the deductible and 20% coinsurance…”

Per the schedule $250 member cost‑share · copay per visit

Per the benefits text $6,500 member cost‑share · deductible + 20% to the out‑of‑pocket max

Same claim — a $250,000 emergency admission. Same document. Two defensible answers.
Which one does your client defend?

Found in a single SPD — every section checked against every other, before a single claim is pulled.

Why Now

“Trusted advisor” stopped being enough.

Since the CAA forced fee disclosure, your clients have a duty to evaluate what you’re worth — and every finalist presentation makes the same three promises: harder negotiation, closer oversight, better service. The room can’t tell anyone apart.

A recurring, cited plan audit is different in kind. It’s not a promise of oversight. It’s oversight, delivered — a document your client can hold, on your letterhead.

Five Plays

Five ways Verq makes you more valuable to every self-funded client — and every one you’re pitching.

Play 1Differentiation

Win the finalist meeting.

Walk in with a cited read of the prospect’s actual plan, naming the gaps their incumbent missed. Don’t have their plan document yet? Start with ours: Verq publishes teardowns of public-sector plan documents you can present as proof of method — then offer to run theirs.

Play 2Stewardship

Own the renewal.

Stewardship meetings have quietly become defensive recaps. Flip it: new gaps found, prior gaps closed, instructions already issued to the TPA — caught before your client ever saw them. You found it first. That’s the whole point.

Play 3A new advisory line

Bill for it.

A recurring, fiduciary-grade plan audit is a deliverable, not a favor — a line on your engagement your clients can evaluate and pay for. Post-CAA, that’s not a nice-to-have; it’s how the fee gets justified.

Play 4Protection

Put your oversight on the record.

When a recommended TPA mis-administers a plan, brokers increasingly get named too — and passive referral is a hard position to defend. A documented trail of checks, findings, and resolutions is the difference between “we trusted them” and “we verified, here’s the file.”

Play 5Top of funnel

Open doors at zero cost.

Offer any target employer a plan health check that delivers something genuinely useful — no meeting required. Verq stops being a cost and becomes the top of your funnel. The reporting checklist below is built for exactly this: send it cold — it’s useful on its own, and its six items lead back to you.

The Deliverable

Built to be forwarded.

Every Verq audit is built as a client-ready document, not a data dump: findings in plain language, three verdicts — matches the plan, departs from the plan, needs clarification — each cited to the governing plan section, with recommended next steps you present as your own diligence.

Most claims match. That’s a finding too: proof, in your client’s file, that the plan you placed is being run right.

See a sample audit

How It Works

Start with the document you already hold.

Step 1Week one

Governing documents only.

Verq audits the documents you already hold — the SPD and, where one exists, the wrap or master plan document — for ambiguities, inconsistencies, provisions a claim decision can’t defend, and places where the documents disagree with each other. No client data feed, no TPA involvement, nothing to ask permission for.

Step 2At renewal

Historical claims.

Through your client’s data rights, every adjudicated claim checked against the plan. We provide the data-request template.

Step 3Ongoing

Continuous verification.

Every claim checked as it’s adjudicated — plus utilization, plan performance, and stop-loss accumulation visibility, every number traceable to a cited decision.

The Two Questions Every Broker Asks

“What happens when it finds something on my own book?”

You get stewardship ammunition. A finding you surface, explain, and resolve is evidence you’re earning the fee — “here’s what we caught and fixed” beats “everything’s fine, trust us” in every renewal meeting ever held. The finding that hurts is the one your client’s next broker presents. With Verq, you’re always the one presenting it.

“I’m not uploading a client’s SPD to an AI vendor I found last week.”

Fair. Three answers: documents are analyzed, then discarded — never retained, never used for training. Your first audit runs concierge, human-in-the-loop, with our team. And if you’d rather see the method before sharing anything, start with our public-document teardowns — zero upload required.

The Client Conversation, Packaged

Two checklists. You bring them first.

Verq publishes a reporting checklist for self-funded employers — six items their plan’s reporting should show, from the governing documents to stop-loss tracking. It’s public, and your clients will find it. The advisor who brings it first turns a grading rubric into a stewardship agenda. Here’s their edition and yours, so you know exactly what your clients are reading.

Both editions — broker and employer — in one email. No spam.

Your first audit, run with us. Free.

Send us one plan document — client, prospect, or a public one — and we’ll run the full Step 1 audit with you: findings, citations, and the client-ready deliverable, walked through live with our team.

If it’s useful, you’ll know immediately. If it’s not, you’ve spent twenty minutes and learned what’s in a plan.

Medha Parlikar
CEO & Co-Founder — thirty years in technology, compliance, and AI.

Christian Allard
COO & Co-Founder — two decades building healthcare products.

Run my first plan audit Talk to the founders first — 20 minutes